Seedlings · How to Start Seeding

From Your Best Year to the Causes You Love

Seeding is giving with a plan: you fund your own donor-advised fund in a strong year, take the deduction that year, and let the giving flow out on your timeline, for as long as you choose. Here are the five steps of how it works, and then the path to actually start.

How it works

Five Steps, One Decision

Your Business Has a Great Year

Profits, publicly traded stock, or other assets you have held over a year.

You Fund Your DAF

Cash, stock, or long-held assets go into a fund, under the name of your choosing, at the trusted faith-based sponsor we recommend, or one you already work with.

↩ A tax deduction for you that year, if you itemize and within IRS limits. Publicly traded stock held over a year: generally no capital-gains tax.

It Waits, Invested, While You Decide

Invested in the sponsor’s pools until you are ready to give. Any growth is not taxed, and value can also go down.

You Recommend Grants

You and your family choose where, when, and how much. The sponsor checks and sends.

Charities Receive

Your church, your community, the causes that move you: any eligible charity that touches your heart.

Once given, gifts cannot be taken back. The sponsor holds legal control and approves grants. Tax results depend on your situation. Confirm with your CPA.

Where Your Money Actually Lives

Kingdom Portfolios is not a DAF sponsor, and we never receive, hold, invest, or move your charitable dollars. Your fund is opened directly with the trusted faith-based DAF sponsor we recommend, or any sponsor you already work with: an IRS-recognized 501(c)(3) public charity that owns and controls the fund, issues your tax receipts, checks every grant, and files its own reports. You are its donor-advisor. We are your guides through the process.

The path

How to Start

Everything public is free. The only thing we ask first is a conversation.

Day 0

A Free Orientation Call

We talk through your giving, your year, and whether a donor-advised fund fits your family. No cost, no pressure. If it does not fit, we say so.

Days 1 to 7

The 7-Day Seed

Your giving vision in your own words, the sponsor chosen, the fund named, your successor donor-advisors named, the application submitted, and your first-gift plan confirmed with your CPA.

The first month

Your First Grant Schedule

A shortlist of charities that touch your heart, sized with them, and a simple giving calendar: often one strong month seeding a year of monthly grants.

Every year after

A Giving Rhythm

A look at the year’s numbers before it ends, the calendar refreshed, grants prepared before each family meeting. You advise; the sponsor sends.

Start Your 7-Day Seed Book the Free Orientation Call

What to bring

Four Round Numbers

You do not need your tax return open. Owners usually know these within a few percent, and a few percent does not change the picture. Run them through the Reduction Calculator before the call if you like.

A round income number

This year’s adjusted gross income, roughly. Last year’s return is close enough.

What you already deduct

Mortgage interest, state and local taxes, medical. Zero is a fine answer.

What you might give

Cash, or appreciated stock held over a year, and a round amount for this year.

The causes on your heart

Your church, a shelter, a mission, a school. Names are enough; the sizing comes later.

Work the soil first

The Tillings, If You Want to Go Deeper

One giving idea at a time, explained and modelled with your own numbers.

Partnerships · LLCs · S-corps

Pass-Through Modelling

How one company’s giving becomes deductions for every K-1 member, with a model for the whole ownership group.

Read the tilling →Every donor-advisor

Pre-Tilling Recurring Grants

You control the disbursements: one month’s gift can seed a whole year of monthly grants, with the deduction landing the year you give.

Read the tilling →Before any large grant

Hand in Hand with Purpose

You can recommend any amount. The best grants are sized with the charity that receives them: capacity, restrictions, eligibility, reporting, and the public support question.

Read the tilling →

Ready When You Are

The tax benefits are real, but they are not the reason. A fund simply gives a generous heart room to plan.

Book a Free Orientation Call

Education and process guidance only; not tax, legal, or investment advice. Deductions require itemizing and are limited by income (generally 60% of AGI for cash, 30% for appreciated assets), with a five-year carryforward; giving always costs more than it saves. Gifts to a donor-advised fund are irrevocable; the sponsoring charity owns and controls the fund and approves grants, which are typically made as you recommend to eligible charities; any growth is not taxed and the value can go down. Kingdom Portfolios is not a DAF sponsor, never receives, holds, or invests charitable dollars, and receives no compensation from any sponsor or charity. Confirm your situation with your CPA and attorney.